With pay day still seemingly an age away and our credit card balance hitting its limit, TS has been concerned that nasty debt-collecting types might be popping around to demand cash for all those unpaid bar tabs.

It was with some comfort then, when we read that the physical persuasion of debt collection is on the way out. In Finland, where payment levels are exceptionally good, you needn’t worry about a big thug banging down your door. Instead, you can look forward to some poetry to convince you to pay up.

Apparently, one credit management firm ran a poetry campaign directed at middle-aged women that was very effective.

Perhaps this could herald a new, more artistic era in the accounts receivable department.